DBS Singapore and the Valid Before Cheque
On the upper left hand corner, it stated: Cheque is valid before 15 December 2011.
I learned something today, 28 December 2011, and so did the staff at the HSBC Cubao branch. Check issued checks more closely for this particular phrase. If it has the phrase “Cheque is valid before [date],” then it means that the check must be with the drawee bank the day before said date, in this particular case, it must be with DBS Singapore by 14 December 2011.
Philippine Prudential Life Insurance Company SM Megamall Poor Service (Ire)
I went to the Philippine Prudential Life Insurance Company at SM Megamall to pay on behalf of my mother, who’’s currently abroad and can’t pay for her premiums herself. By the end of the transaction, I had to request to talk to Supervisor Irene, and related four incidents that reflected poor service:
Absence of Receptionist There are two offices on the 5th floor of Building A of SM Megamall that have the PPLIC or Philippine Prudential Life Insurance Company signage, yet both had no receptionist present to entertain clients when I dropped by on 27 December 2011.
Mr. Quickie SM Cubao Lends Me Tsinelas (Eye)
While attending a class on 25 December 2011 at Fitness First SM Megamall after an almost two-week absence, I registered the squelch of flapping rubber shoes. When I checked the bottom of both shoes, I was dismayed to discover that the soles were coming off.
Although I obviously needed a new pair, the thought of spending thousands after the holidays was just too daunting, so I went to Mr. Quickie at SM Cubao.
I showed one of the damaged shoes to the Mr. Quickie staff member and asked if it can still be fixed, since it’s already the second or third time that the sole has needed gluing.

